Financing
Build your pool now.Pay over time.
Flexible financing for complete pool projects — split the payments to fit your budget. Serving Miami, Coral Gables, Pinecrest, Kendall, Doral, Homestead, Hialeah and across Miami-Dade.
Financing partners
Apply with a pool lender.
Third-party companies that finance pools in Florida. Checking your rate is quick and, with most of them, doesn't affect your credit.
Lyon Financial
- Pool loans up to $200,000
- Terms up to 30 years
- No home equity or appraisal needed (unsecured)
VistaFi
- Loans from $10,000, terms up to 30 years
- Soft credit pull — no impact on your score
- Funding in as little as 48 hours · min. score 620
Viking Capital
- Loans from $20,000 to $400,000
- Soft credit pull and a free loan consultation
- Decisions in as little as 24 hours
Compare at a glance
| Lyon Financial | VistaFi | Viking Capital | |
|---|---|---|---|
| Loan amounts | $200,000 max | From $10,000 | $20,000–$400,000 |
| Longest term | Up to 30 years | Up to 30 years | Up to 30 years |
| Soft credit check | Not published | Yes | Yes |
| Minimum credit score | Not published | 620 | Not published |
| Speed | Not published | Funding in as little as 48 h | Decisions in as little as 24 h |
Refined Investments is not a lender and does not arrange loans. Approval, rates and terms are set by each company and its lending partners; information taken from each company's website on Oct 27, 2026.
Payment calculator
Estimate your monthly payment.
Term
Estimated monthly payment
$418/mo
- Total interest
- $50,298
- Total paid
- $100,298
Illustrative estimate only. Not a loan offer or commitment. Actual rate, term and approval depend on the lender and your credit profile.
| Amount | 15 years | 20 years | 30 years |
|---|---|---|---|
| $25,000 | $239/mo | $209/mo | $183/mo |
| $50,000 | $478/mo | $418/mo | $367/mo |
| $100,000 | $955/mo | $836/mo | $733/mo |
| $150,000 | $1,433/mo | $1,254/mo | $1,100/mo |
How it works
Three simple steps.
- 1
Tell us your project
Share what you have in mind through the form, a call or WhatsApp.
- 2
Get your proposal with payment options
We prepare a personalized proposal including the payment options available.
- 3
Build and pay over time
We build your pool while you pay in installments that fit your budget.
Options
Ways to finance your pool
Unsecured pool loan
- No home equity needed
- Approval based on your credit
Home equity loan / HELOC
- Uses the equity in your home
- May need an appraisal
- Often a lower rate
Many lenders let you check your rate with a soft credit pull that doesn't affect your score.
Pavers, pergolas and landscaping can often be included in the same loan when they're part of the pool project.
All financing is subject to lender approval; rates and terms vary.
What it can cover
The complete project.
Pool structure
Excavation, steel, shell and plumbing.
Equipment & heating
Pumps, filtration, automation and heaters.
Finishes & tile
Plaster, pebble and waterline tile.
Decking & coping
Travertine, pavers and coping stone.
Lighting & water features
LED lighting, fountains and jets.
Spa
An integrated spa in the same project.
Financing FAQ
Financing questions, answered.
Quick answer
Yes — you can finance a complete pool project with Refined Investments in Miami-Dade, including decking, lighting or a spa in the same project. Share an approximate size, and you'll see payment options together with your free, itemized proposal.
Yes. Financing is available for complete pool projects — structure, equipment, finishes and extras — subject to lender approval.
30% off new pool construction
Free consultation
Book your FREE design & budget consultation
Tell us about your project in 60 seconds. We visit your property, listen to your ideas and give you a clear, itemized proposal.
Licensed contractor · Lic. #CRC1333614 See our Google reviewsYour information is private. We only use it to prepare your quote.
